equity compensation | Wade Financial Advisory | Fee-Only Financial Advisor serving Silicon Valley

Learn strategies for navigating equity compensation and retirement planning to balance immediate benefits with future goals.

Equity Compensation and Retirement Planning: Balancing Immediate Benefits with Future Goals

Retirement Planning, Wealth Management / Annrose Isaac CPA, CFP®, MBA

Navigating the world of wealth management can be complex, particularly when trying to balance short-term rewards with long-term financial stability. Equity compensation—whether in the form of stock options, restricted stock units (RSUs), or employee stock purchase plans (ESPPs)—offers the potential for significant financial growth. However, it also introduces a key question: Should you focus on immediate gains, or plan ahead for retirement? Managing this balance between equity compensation and retirement planning in a thoughtful way is important for any well-rounded financial strategy. Below, we will explore how equity compensation interacts with retirement planning and provide some practical considerations for managing these competing priorities. By approaching equity compensation with a balanced perspective, you can make informed decisions that align with both present and future financial goals.

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Equity Compensation and Retirement Planning: Balancing Immediate Benefits with Future GoalsRead More »

Equity Compensation and Retirement Planning: Balancing Immediate Benefits with Future Goals Read More »

Discover essential strategies for tax planning for equity compensation in high-growth tech companies.

Tax Implications and Planning for Equity Compensation in High-Growth Tech Companies

Wealth Management / Jesse Lownsbury CPA, CFP®

Equity compensation has become a common feature in high-growth tech companies, offering employees the opportunity to own a piece of the business they help build. However, with these rewards come significant tax implications that can ultimately impact the overall value of the compensation. Understanding these implications and how tax planning for equity compensation works is crucial if you want to make informed decisions about your equity compensation.

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Tax Implications and Planning for Equity Compensation in High-Growth Tech CompaniesRead More »

Tax Implications and Planning for Equity Compensation in High-Growth Tech Companies Read More »

Understanding RSUs, Stock Options, and ESPPs: Insights for Tech Executives in Silicon Valley

Wealth Management / Caleb Bjerk

In the heart of Silicon Valley’s tech world, grasping the details of equity compensation such as Restricted Stock Units (RSUs), Stock Options, and Employee Stock Purchase Plans (ESPPs) is a key aspect for tech executives. Our team in Campbell, California, at Wade Financial Advisory, focuses on providing information and insights into these complex forms of compensation.

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Understanding RSUs, Stock Options, and ESPPs: Insights for Tech Executives in Silicon ValleyRead More »

Understanding RSUs, Stock Options, and ESPPs: Insights for Tech Executives in Silicon Valley Read More »

Navigating 83(b) Elections: Insights for Founders and Employees

Wealth Management / Annrose Isaac CPA, CFP®, MBA

In the complex world of equity compensation, understanding the intricacies of 83(b) elections is crucial. Whether you are the founder of a company or an employee in Silicon Valley’s vibrant startup scene, making informed decisions about 83(b) elections can significantly impact your financial future. In this article, we delve into some complex questions surrounding 83(b) elections, providing insights that could guide your next financial move.

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Navigating 83(b) Elections: Insights for Founders and EmployeesRead More »

Navigating 83(b) Elections: Insights for Founders and Employees Read More »

Should You Consider Cashing in Your Stock Options?

Uncategorized, Wealth Management / Annrose Isaac CPA, CFP®, MBA

Stock options are a common form of equity compensation, and they can be a valuable asset in your financial planning strategy. However, as with all areas of finance, it’s important to recognize that your finances and your emotions are intertwined. While you may think you make completely rational financial decisions, human nature makes it nearly impossible to do so. In the case of stock options, you may feel that your financial investment and your professional investment of time and energy are linked. This can make it difficult to make the decision to cash in – even if it’s the best financial move for you.

Below are four tips to help you separate your emotions from your financial decision-making around your stock options.

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Should You Consider Cashing in Your Stock Options?Read More »

Should You Consider Cashing in Your Stock Options? Read More »

Stock Options 101: What You Need to Know About ISOs, NQSOs and Restricted Stock

College Planning, Equity Compensation, Uncategorized, Wealth Management / Eric M. Solve, CFP®, EA

Employee stock options are a common form of equity compensation that companies use to attract and retain the best talent. Stock options give you the potential to share in the growth of your company’s value with little risk to you – until you exercise your options, that is. There are multiple types of stock compensation, and each is granted, managed, and taxed in its own way. In this article, we’ll touch on some of the differences between non-qualified stock options (NQSOs), incentive stock options (ISOs), and restricted stock so that you can maximize your stock options, guard against unfortunate tax surprises, determine who you will need to consult with, and plan accordingly.

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Stock Options 101: What You Need to Know About ISOs, NQSOs and Restricted StockRead More »

Stock Options 101: What You Need to Know About ISOs, NQSOs and Restricted Stock Read More »