As your financial planners, we help manage every aspect of your financial life, partnering, educating, and guiding you throughout the process to help you make well-informed financial decisions. Following a detailed evaluation of your finances, we will work with you to identify and prioritize your goals and objectives to develop a customized financial plan and investment portfolio. Our comprehensive financial planning services include:
Lifetime Cash Flow
Includes analyzing your pre- and postretirement income and expenses, making cash-flow projections, and evaluating your current savings rate, mortgages, and debts to determine if they are structured properly to achieve all of your financial goals, and then recommending alternatives to help increase the likelihood of achieving those goals.
Executive Benefits Integration
Involves analyzing corporate benefits packages and integrating them within your overall financial plan to achieve the most comprehensive and cost-efficient approach to your benefits planning.
Includes developing effective strategies for saving and paying for the education of your children and/or grandchildren. We incorporate many available techniques, taking into account your tax situation and available investment assets.
Includes an objective needs analysis for disability income protection, health, life, long-term care, and property and casualty insurance needs. Our analysis includes a personal audit and review of existing insurance policies and ownership structure. In addition to the overall risk management review, we will coordinate, when needed, with third-party providers to address risk management/insurance needs related to your complex estate planning and wealth transfer issues.
Encompasses structuring the most appropriate use of debt to fund specific goals within your financial plan. In addition to analyzing existing debt, we help position you or your company for the efficient use of debt in the future. We also take into consideration contingent liabilities and personal guarantees.
Consists of developing strategies to provide liquidity for everyday living and events, such as weddings, vacations, the purchase of homes, planes, boats, jewelry, art, and other activities and personal belongings.
Trust and Estate Planning
Includes coordination of drafting and executing estate document design (wills, durable powers of attorney, health-care directives, and irrevocable life insurance trusts, etc.), comprehensive wealth transfer and asset protection strategies, asset re-titling and beneficiary changes, and estate liquidity planning.
Includes evaluating alternative philanthropic planning structures, including creating charitable foundations, providing education regarding the illustration and implementation of charitable trusts, irrevocable trusts, and valuation discount strategies, and clarifying philanthropic values and your family's mission.
Tax Planning & Preparation
At Wade Financial Advisory, much of our financial planning advice is rooted in effective tax planning. As a result, we take a proactive approach to finding tax deductions and creating tax-advantaged solutions. Throughout the process, we proactively review tax opportunities, focusing on maximizing investment-based deductions and selecting tax-efficient investments. We offer comprehensive tax planning and preparation services to individuals.
Our tax planning and preparation services include:
Analysis of Prior-Year Returns
Tax Minimization Strategies
Individual Income Tax Preparation
Audit Representation Ability
2105 South Bascom Ave
Campbell, CA 95008